Self-Employed Loans with Non-QM documentation are designed for business owners, freelancers, and independent contractors whose income doesn’t fit traditional guidelines. These loans offer flexible qualification methods that better reflect real cash flow instead of standard tax returns. Jeff Entratter helps self-employed borrowers access financing that aligns with how they actually earn, making homeownership and investment more attainable.
Traditional loans don’t always work for self-employed individuals with variable income or complex finances. Jeff reviews your full financial picture to identify alternative documentation options that accurately represent your earning power. His approach focuses on flexibility, clarity, and structuring a loan that fits your goals without unnecessary obstacles.
Jeff Entratter provides clear guidance throughout the process, helping you understand documentation requirements and timelines. From initial review to closing, he keeps communication simple and transparent so you always know what to expect. This hands-on support helps reduce stress and keeps your financing on track.
Flexible income documentation options
Ideal for business owners and independent contractors
Designed for complex or variable income profiles
Personalized loan structures tailored to your goals
Self-employed borrowers deserve financing that reflects today’s diverse income structures. Non-QM loans provide realistic solutions when traditional programs fall short, offering stability and predictability for qualified borrowers. With the right strategy, these loans open doors to homeownership and long-term financial growth.
Choosing the right mortgage partner is one of the most important financial decisions you’ll make. At Jeff Entratter – New American Funding, we make the process simple, transparent, and stress-free. Our approach combines personalized guidance, flexible lending solutions, and a commitment to helping clients achieve their homeownership or investment goals. With years of experience and a focus on your unique financial situation, Jeff ensures that every step of the mortgage journey is handled with clarity, confidence, and care.
Customized Loan Solutions – Designed to match your unique financial situation and homeownership goals
Adaptable Financing Options – Flexible solutions that fit your current needs and future plans
Clear and Honest Guidance – Open communication every step of the way, with no hidden surprises
Smooth and Timely Closings – Ensuring a fast, stress-free path from application to funding
Every borrower’s situation is unique. A mortgage professional can assess your financial goals, income, and credit profile to recommend options that best fit your needs.
Your affordability depends on income, expenses, and credit history. Loan officers can help calculate realistic monthly payments and determine your borrowing capacity.
Typical documents include income verification, bank statements, and identification. Exact requirements vary depending on the type of loan and your financial situation.
Processing times vary based on the complexity of the loan and documentation. Most loans can close within a few weeks if all documents are in order.
Yes! Pre-approval gives you a clear idea of how much you can borrow, helping you shop for a home confidently and giving sellers assurance that you’re a serious buyer.
Jeff Entratter is committed to helping self-employed borrowers secure financing that works for their unique situation. By focusing on personalized solutions and clear communication, Jeff ensures a smooth and informed experience from start to finish. Complete the form below to explore your options and take the next step toward achieving your homeownership or investment goals.
400 Skokie Blvd # 100, Northbrook, IL 60062
Richard Thomas Ellis – Pilgrim Mortgage
Corporate Address: 8900 Business Park Dr. Austin, TX 78759
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